WHEN SCHEDULING YOUR APPOINTMENT AND CONSIDERING YOUR PAYMENT OPTIONS THERE ARE SEVERAL ADVANTAGES TO PRIVATE PAY THAT YOU MAY WANT TO CONSIDER:
I accept private pay and out-of-network benefits.
Also, in network with Blue Cross and Blue Shield.
When paying for counseling out-of-pocket your privacy is protected from a 3rd party (i.e. insurance).
When using insurance, your insurance company may require information about your treatment to pay a claim. Similar to a medical visit it is usually limited to a diagnosis but may go to a point of requiring some details concerning treatment planning.
When paying for counseling out-of-pocket your treatment can be individualized to best fit you.
Many times for insurance companies to pay for counseling they will limit the types of diagnoses
that can be given, will not cover charges for marital counseling or personal growth, and may limit
the duration of the treatment (i.e. only allowing a certain number of sessions and/or limiting the
length of a session).
When paying for counseling out-of-pocket your cost can be actually reduced.
Depending on your insurance, you may be required to pay a co-pay and/or a deductible. When not using insurance, sessions can be bought in bundling plans or intensive packages. You may ask you counselor about these availabilities.